Terms and Conditions
Last updated: 12/25/2025
By accessing or using Smart Tools & Guides, you agree to these Terms and Conditions. If you do not agree, please discontinue use of the website.
Important notice
- Tools and guides are provided for general information
- No financial/legal/tax advice is provided
- We make no guarantees of accuracy or outcomes
- Do not share OTPs/passwords or sensitive details
Use of the website
This website provides free informational tools and guides. You agree to use the website lawfully and in a way that does not harm, disrupt, or misuse the platform.
No professional advice
Content on this website does not constitute financial, legal, tax, or professional advice. Users should verify information with official sources or qualified professionals before making decisions.
Example: A calculator may show an estimate using standard formulas, but real results can vary due to fees, policy changes, or additional conditions.
Accuracy of information
We strive to keep content accurate and up to date, but we make no guarantees regarding completeness, accuracy, or reliability. Information may become outdated, especially in areas where rules change frequently.
Limitation of liability
Smart Tools & Guides shall not be held liable for any direct or indirect loss or damage arising from the use of this website, its tools, or content. Use the website at your own discretion.
Third-party links
This website may include links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites. Visiting third-party links is at your own risk.
Intellectual property
All content, design, and code on this website are the property of Smart Tools & Guides unless otherwise stated. Unauthorized reproduction or redistribution is prohibited.
Changes to terms
We reserve the right to modify these Terms and Conditions at any time. Continued use of the website indicates acceptance of updated terms.
Governing law
These terms shall be governed and interpreted in accordance with applicable laws of your jurisdiction.
Contact
For questions regarding these Terms and Conditions, contact:
support@yourdomain.com
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